What Does Medicare Cover for Stroke Patients?
A stroke can cost thousands of dollars. Do you have coverage?
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What's covered in Medicare?
Examples of inpatient care covered by Part A
- Hospital stays
- Inpatient rehab
- 20 days of care in a skilled nursing facility
Examples of outpatient care covered by Part B
- Home health services, including physical therapy, occupational therapy, speech-language pathology
- Durable medical equipment such as wheelchairs, walkers, hospital beds
- Certain preventive services that may reduce the risk of a stroke happening in the first place (see more below).
- Diagnostic tests such as MRI and CT scans
- Certain prescription drugs to help manage stroke symptoms (some drugs will fall under Part D prescription drug coverage)
Preventive services to reduce the risk of future strokes
- Blood pressure screenings
- Diabetes screenings and education
- Vaccinations such as flu shots or shingles vaccines
- Lifestyle counseling and smoking cessation programs
- Low-dose aspirin therapy
- Nutritional counseling
The average cost of stroke rehabilitation
some estimates put the average cost of the first year after having a stroke at over $17,000
. Medicare Part B typically covers 80% of the cost of approved services such as physical and occupational therapy. The remaining 20% may be covered by supplemental insurance plans or out-of-pocket costs. If you are looking for the best way to combat steep out-of-pocket costs, look no further thanMedicare Supplement Plan G
.What isn't covered by Medicare?
What about Medicare Advantage?
- You have Medicare Part A and Part B
- You live in a plan's service area
- You have one of the
3 SNP eligibility conditions listed here.
Tips for getting the most out of your coverage
- Know what type of coverage you have
- Ask your doctor what is covered
- Take advantage of preventive services
- Consider supplemental insurance plans
- Keep up with changes in Medicare coverage.
what is and what isn't covered by Medicare
can be a challenge, so it's important to stay informed and speak with your doctor about what's right for you.Conclusion
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